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J. RICHTER

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Small Business Health Care Cost to Reduce as First Health Care Law Provision Goes Into Effect

Seeded on Wed May 12, 2010 2:37 PM EDT
Read ArticleArticle Source: Health Net
health, health-care-law-health-care-costs-health-net-veter
Seeded by J. Richter
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Health Net, Inc. (NYSE:HNT) wants to remind small business owners about one of the first provisions of the recently passed health care reform legislation, the Patient Protection and Affordable Care Act, to go into effect -- the small business health care tax credit.

This tax credit encourages small business owners to offer health insurance coverage for the first time or maintain the coverage they already have. With the potential of assisting four million employers, it is specifically targeted to small businesses and tax-exempt organizations that primarily employ low and moderate income workers.

The tax credit is available to eligible small employers that pay at least half the premium cost of single coverage for their employees in 2010 and employ no more than 25 full-time equivalent employees that have average annual wages of less than $50,000.
...
This tax credit can be considerable for a qualifying small business. In 2010, the maximum credit is 35 percent of employer-paid premiums (25 percent for tax-exempt organizations). In 2014, the maximum increases to 50 percent of employer-paid premiums (35 percent for tax-exempt organizations).

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J. Richter

And since small businesses create over 90% of American jobs this is another accomplishment in the health care law. And the truth begins to unfold slowly.

    Reply#1 - Wed May 12, 2010 2:41 PM EDT
    obamadebaba0123Deleted
    Ultimate Care medical center

    Loans need to be more ready avaliable to small businesses. This will help provide jobs for many Americans.

      Reply#3 - Wed May 12, 2010 5:28 PM EDT
      Ultimate Care medical center

      Nurse practitioners may soon be your doctor. the continued shortage of primary care physician in many States may cause for the expansion of the nurse practitioner role to fill the gap in yhe health care shortage.

      For many years nurse practitioners have been providing care for millions of Americans, however, they were never given credit for the wonderful jobs that they have been doing. with 32 million more Americans gaining health insurance, many people with be lining up or waiting months to be seen by a physician. we can embrace the nurse practitioners to help to solve the health care crisis or continue to shut them out of the loop.

      The examples and perspective in this article deal primarily with the United States and do not represent a worldwide view of the subject. Please improve this article and discuss the issue on the talk page.

      A Nurse Practitioner (NP) is a registered nurse who has completed specific advanced nursing education (generally a master's degree or doctoral degree) and training in the diagnosis and management of common as well as a few complex medical conditions. Nurse Practitioners are generally licensed through nursing boards rather than medical boards. Nurse Practitioners provide a broad range of health care services.

      Nurse Practitioners treat both acute and chronic conditions through comprehensive history taking, physical exams, physical therapy, ordering tests and therapies for patients, within their scope of practice. NPs can serve as a patient's "point of entry" health care provider, and see patients of all ages depending on their designated scope of practice.

      In the US, NPs are licensed by the state in which they practice, and have a national board certification (usually through the American Nurses Credentialing Center or American Academy of Nurse Practitioners). Nurse Practitioners can be trained and nationally board certified in areas of FNP, Pediatrics, including Pediatric Acute/Chronic Care, Pediatric Critical Care, Pediatric Oncology and general Pediatrics (PNP), Neonatology (NNP), Gerontology (GNP), Women's Health (WHNP), Psychiatry & Mental Health (PMHNP), Acute Care (ACNP), Adult Health (ANP), Oncology (ONP), Emergency Medicine (as FNP or ACNP), Occupational Health (as ANP), etc. These programs, offered by many universities with a School of Nursing, graduate-level nursing programs upon completion students may be awarded a Master of Science in Nursing (MSN) or Doctor of Nursing Practice (DNP) degree.

      In some states, NPs evaluating, diagnosing and treating patients with lacerations and fractures. NPs open their own clinics and offices.

      Contents

      [hide]

      • 1 Scope of practice
      • 2 Practice Settings
      • 3 Education, licensing, and board certification
      • 4 Post-nominal credentials and initials
        • 4.1 Specialties
      • 5 See also
      • 6 References
      • 7 External links

      Scope of practice

      Because the profession is state regulated, care provided by NPs varies widely. In many states, nurse practitioners work completely independently and autonomously of physicians while, in other states, a collaborative agreement with a physician is required for practice; the extent of this collaborative agreement, and the role, duties, tasks, medical treatments, pharmacologic prescriptions, et al it affords a Nurse Practitioner to perform and prescribe again varies amongst states of licensure. A nurse practitioner's job may include the following:

      • Diagnosing, treating, evaluating and managing acute and chronic illness and disease (e.g. diabetes, high blood pressure)
      • Obtaining medical histories and conducting physical examinations
      • Ordering, performing, and interpreting diagnostic studies (e.g., routine lab tests, bone x-rays, EKGs)
      • Prescribing physical therapy and other rehabilitation treatments
      • Prescribing pharmacologic treatments and therapies for acute and chronic illness (extent of prescriptive authority varies by state regulations)
      • Providing prenatal care and family planning services
      • Providing well-child care, including screening and immunizations
      • Providing primary and specialty care services, health-maintenance care for adults, including annual physicals
      • Providing care for patients in acute and critical care settings
      • Performing minor surgeries and procedures (with additional training and usually under supervision) (e.g., dermatological biopsies, suturing, casting)
      • Counseling and educating patients on health behaviors, self-care skills, and treatment options
      • Not formally trained for surgical assisting

      Practice Settings

      NPs practice in all U.S. states. The institutions in which they work may include, but are not limited to, the following:

      The Nurse Practitioner Practice in the following areas:

      • Community clinics, health centers, urgent care centers
      • Health departments
      • Health maintenance organizations (HMOs)
      • Home health care agencies
      • Hospitals
      • Hospice care
      • Nurse practitioner practices/offices
      • Nursing homes
      • Private & public schools, universities and colleges
      • Physician/private medical practices
      • Veteran's administration facilities
      • Teaching

      Education, licensing, and board certification

      To be licensed as a nurse practitioner, the candidate must first complete the education and training necessary to be a registered nurse (RN).

      Requirements for a registered nurse (RN) include either an Associate of Science in Nursing (ASN), a Bachelor of Science in Nursing (BSN), or completion of a diploma program, as well as direct patient care for acutely or chronically ill patients. ASN programs, which are offered by community and junior colleges, usually take 2 years plus prerequisites. BSN programs are offered by colleges and universities and take 4 years plus necessary prerequisites before acceptance into the program.

      While not every state includes specific language requiring a masters degree for NPs, the majority of states do require a masters degree, post-master's certificate or doctoral degree. Further, the current nurse practitioner programs offered by all universities and colleges are at the masters or post-master's certification level. Lastly, all states require national board certification for nurse practitioners before they are permitted to practice and the two biggest certifying bodies, the American Nurses Credentialing Center and the American Academy of Nurse Practitioners, do require applicants to hold a masters degree or post-master's certificate to be eligible to test for certification. In the future these organizations mean to require a Doctor of Nursing Practice (DNP) degree for a candidate to be eligible to take the certification examination.

      To become a Nurse Practitioner (NP), nurses trained at the associate degree or diploma level must first complete a Bachelor of Science in Nursing (BSN) or enter various programs offering an ADN-to-MSN "bridge program," some of which award the bachelors degree while completing the requirements for the masters; others, upon completion, only award the MSN with only the BSN coursework being completed instead of an actual degree awarded.

      Once state licensure as a registered nurse is attained by successful completion of the NCLEX-RN, the candidate must complete a state-approved advanced nursing education program that usually specializes in a field such as family health, adult health, acute care, women's health, etc. The degree can be granted by a university which grants an MSN or doctorate in nursing.

      The variety of educational paths for NPs is a result of the history of the field. In 1965, the profession of nurse practitioner was instituted and required a master's degree. In the late 1960s into the 1970s, predictions of a physician shortage increased funding and attendance in nurse practitioner programs. During the 1970s, the NP requirements relaxed to include continuing education programs, which helped accommodate the demand for NPs. The certifying organizations, states, and employers require a minimum of a master's degree for new NPs (already established NPs with lesser education were grandfathered in).

      After completing the education program, the candidate must be licensed by the state in which he or she plans to practice. The state boards of nursing regulate nurse practitioners and each state has its own licensing and certification criteria. In general, the criteria include completion of a master's degree in nursing and certification by an accrediting body (ANCC, AANP). The license period varies by state; some require biennial relicensing, others require triennial.

      Before or after receiving state licensing, a nurse practitioner can apply for national certification from one of several professional nursing organizations such as the American Nurses Credentialing Center (ANCC) or the American Academy of Nurse Practitioners (AANP). The American Nurses Association (ANA) does not offer certification directly, but through its credentialing center, the ANCC. Some NPs pursue certification in a specialty. Several organizations oversee certification, including the following

        Reply#4 - Wed May 12, 2010 6:12 PM EDT
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